John M. Floyd & Associates (JMFA), is a profitability and performance improvement consulting firm, serving more than 2,000 financial institutions in all 50 states.

For more than 30 years, JMFA has been recognized as one of the most trusted names in the industry, helping clients add billions of dollars to their non-interest bottom line with programs like JMFA Overdraft Privilege®.

JMFA is also recognized for training, account acquisition, executive placement and earnings enhancement programs, as well as product, service, pricing and technology improvement consulting.

Simply stated: our products and services are designed to increase income or reduce expenses. Let us help you position your financial institution to be the best it can be for today and beyond!

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